Nevada Life & Health Insurance Guaranty Association

Helping Nevada policyholders when they need it the most.

Welcome

Welcome to the Nevada Life & Health Insurance Guaranty Association ("Guaranty Association") website. We hope you find this site helpful in providing information regarding the purpose of the Guaranty Association and how it protects resident policyholders in the event of a life or health insurance company insolvency.

Friday Health Claims Status Portal

Friday Health Plans of Nevada, In Liquidation


Since the liquidation of Friday Health Plans of Nevada on September 1, 2023, the Nevada Life and Health Insurance Guaranty Association has been responsible for claims. The Guaranty Association has processed 9,300 of approximately 12,000 open claims for Friday Health Members. We are continuing to process claims daily and ask for your continued patience as we work as quickly as possible to adjudicate remaining claims.

The Guaranty Association will process all claims for services provided before midnight on August 31st pursuant to the terms of the policy and up to a statutory limit of $500,000. Services occurring after August 31st will not be considered for payment. Please do not resubmit claims as this will delay processing. For unsubmitted claims, please continue to use the current processes. For additional information, please refer to the resources below:

  • FAQs
  • Instant Claim Status: Portal
    • This is not the same portal that is used to submit claims
    • If you are a policyholder and have not created an account, please click “Sign up now” on the login page to register please register your account. If you are a Provider, please complete a registration form here and we will follow-up by email with information to register an account.
  • Inquiries:
    • Phone: (909) 797-0546
    • Web Inquiries: To streamline our processing, we are now accepting inquiries via the attached Inquiry Form.
  • Appeals: Appeals Form

Announcements:

Information for Policyholders of Colorado Bankers Life Insurance Company ("CBL") and Bankers Life Insurance Company ("BLIC")

On November 30, 2024, guaranty associations were activated to provide coverage to CBL and BLIC policyholders. Policyholders are encouraged to visit https://www.nolhga.com/globalbankers for more information.

PHL Variable Insurance Company

On May 20, 2024, PHL Variable Insurance Company was placed in rehabilitation by the Connecticut Insurance Commissioner. For more information, please refer to the Frequently Asked Questions.

Spring Meeting Notice

Please find the Public Notice of the Nevada Life and Health Insurance Guaranty Association Spring Meeting by clicking here.

Friday Health 2023 Class B Assessment

On September 1, 2023 the Association noticed Members of an authorized $30M Class B assessment, of which $15M was called to cover claims liabilities for the Friday Health Plans of Nevada liquidation on September 1, 2023. We are asking all Members to pay electronically via Melio. A unique Melio link to facilitate payment can be found on the Assessment invoice issued to your company.

Summary Document

To all Nevada licensed Life, Annuity and Health insurers: You will find the Guaranty Association's updated Summary Document by clicking on the Additional Info link or by clicking here. This new document is effective on or before July 1, 2022. All issued life, annuity, health policies, and health benefit plans must include this approved document with issued policy related documentation.